Prepared for Cardiac Associates · part of Adventist Medical Group · 2026 Remote Care Strategy Review · Confidential — not for distribution
Cardiovascular Service Line Optimization · Rockville · Germantown · White Oak · Montgomery County, Maryland

A Scalable, Profitable Remote Care Service Line
for Cardiac Associates.

Maryland entered Performance Year 1 of the AHEAD Model on 1 January 2026. A Maryland reader will assume the fee schedule works differently here — it does not. Global budgets bind hospitals, not physician office billing, so the case for remote physiologic monitoring and principal care management is fully valid at this group. And because one corporate parent owns both the hospitals and this practice, the same entity captures the global-budget savings from every avoided admission and books the Part B care-management revenue. There is no second balance sheet to negotiate with.

$0
24-Month Net Reimbursement
0%
24-Month Practice Margin
0
Hospitalizations Avoided
0
Unique Patients in Active Remote Care at Month 24

Source: the companion CoachCare Value Analysis workbook, MAC locality MD • 12202-01.
And one market note, because it runs the other way here: Montgomery County's Medicare Advantage penetration is 22.57% against roughly 51.7% nationally — about 153,500 beneficiaries county-wide remain in traditional fee-for-service Medicare. Every figure on this page is a fee-for-service figure, and in this county that prices the great majority of the addressable population rather than a minority slice.

The Position of Strength

The Billable Layer Is Missing. The Operational Muscle Is Not.

This is not a group that needs persuading that protocol-driven, nurse-run, between-visit care works. Its own published services list an anticoagulation clinic, a device clinic, and three modes of ambulatory rhythm monitoring — staffed operations that triage transmitted data every week. The physiologic and care-management layer sitting directly beside that work is simply unstaffed and unbilled.

★ Verified — the group's own services page

A staffed anticoagulation clinic, a pacemaker and defibrillator clinic, and named arrhythmia, heart-failure and blood-pressure clinics

Plus Holter, event and loop-recorder monitoring. These are protocol-driven chronic-management and transmitted-data-triage operations. The staffing muscle a remote care service line runs on already exists here — what is missing is the reimbursed programme wrapped around it. Practice website retrieved 3 August 2026.

★ Verified — CY2024 Medicare claims

$5,217,742 of Medicare allowed across ten address-confirmed clinicians

Queried per-NPI from the CMS Medicare Physician & Other Practitioners file for data year 2024, restricted to clinicians whose CMS-reported practice address is a confirmed Cardiac Associates location. That independently corroborates the $5,121,094 a widely used commercial file reports for this account, to within about 2%.

★ Verified — the panel itself

Average age 77.6 · heart failure 29.5% · atrial fibrillation 34.6% · chronic kidney disease 31.4%

With hypertension at 75.0%, ischemic heart disease at 46.9%, diabetes at 39.0% and an average HCC risk score of 1.472, mean across the ten confirmed clinicians in CY2024. This is the population these benefits were written for — the clinical case does not depend on any commercial argument.

✓ Verified — CMS enrollment records

An enterprise position, not a nine-physician practice

Every resolvable physician here reassigns Medicare billing to the health system's physician-services entity, and all three offices are enrolled practice locations of it. That entity employs 31 of Montgomery County's 133 cardiology clinicians across nine sites — the county's dominant cardiology employer, at roughly 2.4× the largest independent group.

This group is not adjacent to the health system's cardiovascular service line — it is where that service line's clinical leadership sits. Clinicians from this group hold the medical directorships of the Rockville campus's catheterisation laboratory, its electrophysiology laboratory, its chest-pain centre, its inpatient cardiac services and its cardiac rehabilitation programme. The decision, the delivery and the benefit all land inside one organisation.

The 2026 Payment Environment

Maryland's Global Budget Does Not Break the Business Case.
It Is the Business Case.

Maryland is the one state where a reader will assume, reasonably and incorrectly, that a fee-schedule model does not apply. That has to be resolved first, because everything downstream depends on it — and once it is resolved, the state's payment environment turns from an objection into the strongest argument in the account.

Live since 1 Jan 2026
AHEAD · Cohort 1 · PY1

Maryland Is in Performance Year 1 Right Now

The state has operated an all-payer hospital rate-setting arrangement continuously since 1977. The most recent instrument, the Total Cost of Care Model, ended 31 December 2025, and the state moved directly into the AHEAD Model — Achieving Healthcare Efficiency through Accountable Design — as its only Cohort 1 state.

Pre-implementation ran 1 July 2024 – 31 December 2025. Implementation started 1 January 2026; Performance Year 1 runs to 31 December 2026; the model ends 31 December 2035. Cohorts 2 and 3 do not begin performance until 1 January 2028.

The decisive mechanic
Hospitals, Not Offices

Global Budgets Bind Hospital Rates — Physician Office Billing Runs Normally

Three independent confirmations, none of them inferential. One: the state commission's own scope statement is that it regulates hospital rates — it does not set physician professional fees. Two: CMS describes hospital global budgets as covering inpatient and outpatient services for hospitals; the model's separate physician-facing track is voluntary and limited to primary care, so a cardiology specialty group is neither eligible for it nor bound by it. Three: Maryland physicians appear normally in the CMS Medicare Physician & Other Practitioners file at standard fee-schedule allowed amounts — including this group's own CY2024 figures.

Stated plainly, because a Maryland reader will otherwise assume the opposite: 99453, 99454, 99445, 99457, 99470, 99458 and 99424–99427 are paid under the ordinary Physician Fee Schedule at the Maryland locality. Nothing about the state's arrangement reduces, caps or globally budgets a physician practice's care-management billing.

Billing tailwind
CY2026

Short-Window Remote Monitoring Is Now Billable

99445 pays the monthly device-supply amount for 2–15 days of data where 16 or more were previously required, and 99470 pays for the first 10 minutes of monthly management time where the floor had been 20. Together they convert the two windows this group generates most of — the days after a cardiac discharge, and the days after an ablation, device implant or catheterisation — from unfunded care into billable events.

ORDINARY FEE-FOR-SERVICE MARKET Two balance sheets THE PHYSICIAN GROUP Books the professional fee for remote monitoring and care management THE HOSPITAL An avoided admission is revenue it forgoes. Prevention is a matter of strategy, not arithmetic Who funds it, who captures the savings, how value is shared — the negotiation where most remote-care business cases die. MARYLAND UNDER A HOSPITAL GLOBAL BUDGET One corporation BOOKS THE PART B REVENUE $4,542,396 modeled 24-month net reimbursement AND KEEPS THE AVOIDED COST Revenue is fixed prospectively, so ~199 avoided admissions are cost retained, not revenue lost Both lines land in the same place. There are not two parties, so there is nothing to negotiate. The avoided-admission value is a cost proxy, not a collected revenue line.
The inversion, stated slowly — it is the whole argument
  • In an ordinary market a readmission generates incremental hospital revenue, so a hospital's enthusiasm for preventing readmissions is a matter of strategy rather than of arithmetic.
  • Under a global budget hospital revenue is set prospectively and does not move with volume. A readmission consumes budgeted capacity and produces nothing; an avoided admission is margin retained rather than revenue lost.
  • Penalties sit on top The state commission additionally operates a readmission-reduction incentive programme, a hospital-acquired-conditions programme, quality-based reimbursement, and a potentially-avoidable-utilization savings policy. Readmissions are unfunded and penalised at the same time.
  • And the state carries total cost of care Under the current model Maryland is accountable for statewide Medicare total cost of care, not only for hospital spending — which extends the same logic beyond the hospital walls.
  • One point of precision What an avoided admission retains under a global budget is the cost the admission would have consumed, not a revenue line that would otherwise have been collected. Replace any per-admission figure with the enterprise's own variable cost per cardiac admission before it enters a budget.
The market fact behind every number on this page
  • 22.57% of Montgomery County's 198,254 Medicare eligibles are enrolled in a Medicare Advantage plan — 44,742 people — against 51.69% nationally and 24.86% for Maryland. Source: CMS Medicare Advantage state/county penetration file, July 2026.
  • ≈153,500 beneficiaries in traditional fee-for-service Medicare in this county alone, about 77.4% of the eligible population. Maryland ranks fifth lowest of fifty-three jurisdictions on plan penetration — a direct consequence of the state's all-payer environment.
  • This inverts the usual caveat In most metropolitan markets a fee-schedule model prices a minority of the local Medicare population and the plan book is the larger unpriced opportunity. Here the fee-schedule model prices roughly three-quarters of it. The modeled figures are close to the whole picture rather than a visible slice.
  • The plan-book note, kept short because it is genuinely small here Inside a plan these benefits are paid according to the plan contract and may be paid at parity, bundled, or not separately paid at all. Treat that book as additive and unpriced — not as the main event.
  • The demographic backdrop supports the enrolment assumptions Montgomery County has 1,065,949 residents, 17.0% aged 65 or over, median household income of $132,450 against $80,734 nationally, 31.1% of households above $200,000, and 60.6% of adults holding a bachelor's degree — 25 points above national. Source: Census ACS 2024 five-year estimates.
One contracting question to resolve in week one. If any of the three offices now bills provider-based — that is, as a hospital outpatient department under a health-system campus — the global-budget interaction changes the model. Freestanding office billing runs on the Physician Fee Schedule and is unaffected by the hospital global budget; services billed at a provider-based location sit inside a different economic frame. This page models the freestanding case throughout. It is a contracting question rather than a clinical one — take the site-of-service status of all three offices to contracting and finance in the first week.
On mandatory models, one line and no more: no mandatory model exposure — pure-upside timing, and prepared if selection maps change.
One correction to the commercial record, because it changes who you are talking to. A widely used commercial firmographic file reports no accountable care affiliation for this account. CMS Shared Savings Program public use files say otherwise: the entity these clinicians bill through was a participant organisation in a Maryland accountable care organization in PY2024 and PY2025, and effective 1 January 2026 that organisation no longer appears — seven of its nine participant organisations, this one among them, now sit inside an Ohio-headquartered accountable care organization whose service area expanded to Maryland and Ohio. It matters commercially because it determines whether a purchasing decision is made in Maryland or across two states — the highest-value single question to ask in discovery.
Heart Failure
Atrial Fibrillation & Anticoagulation
Uncontrolled & Resistant Hypertension
Post-Discharge & Post-Procedure
The Operating Model

One Service Line, Three Sequenced Layers

A named service line with its own owner, P&L and scorecard, rather than a point solution bolted onto one condition. It follows the Medicare patient from the hospital bed back into the clinic and then across the year, and the same build serves every lever the enterprise already cares about.

1 · At Discharge — TCM
  • What Structured 30-day post-discharge management: interactive contact within two business days, medication reconciliation, and a face-to-face visit inside the window — 14 days or 7 days depending on complexity.
  • Why here Every cardiac discharge from the two campuses this group works in opens one, and the group's clinicians are the ones running the follow-up that decides how the 30 days end.
  • Deliberately excluded Transitional care management is identified and described but is not in a single financial figure on this page. That makes it a separate, additive decision the enterprise can take on its own merits.
2 · The First Two Weeks — Short-Window RPM
  • What A 2–15-day device supply and first-10-minute management bundle (99445 · 99470) placed on the patient at discharge, before the window closes.
  • Why here CY2026 is the first year this window is cleanly billable. Post-discharge weight, blood pressure and pulse are where a readmission is either caught or missed — and under a global budget, catching it is retained margin for the same corporation.
  • Also the post-procedure window The days after an ablation, a device implant or a catheterisation are the same shape of problem and the same billable window.
3 · Across the Year — RPM + PCM
  • RPM Cellular blood-pressure cuffs, weight scales and pulse oximeters; daily physiologic data; 24/7 review and alert triage; monthly clinical management time — the between-visit layer for a panel running 29.5% heart failure and 75.0% hypertension.
  • PCM Principal Care Management for a single high-risk cardiac condition expected to last at least three months. In a cardiology panel the single dominant condition genuinely is the cardiac one — the clinical situation the benefit was written for.
  • Modelled The value analysis below models RPM and PCM only. Chronic care management is carried at zero eligibility by design — it is the multi-condition instrument of primary care, and this is a specialty group with no primary-care panel of its own to bill it against.
The staffing answer, up front. CoachCare operates the engine — enrolment outreach, device logistics, 24/7 monitoring, escalation, and billing-ready documentation — while the group's physicians govern the protocols and make every clinical decision. Launch requires no new headcount on the group's side. The forecast also assumes one on-site enrolment specialist funded by CoachCare: that specialist is CoachCare's expense and embedded value, and is never a deduction from practice margin.

The CY2026 Billing Stack

ServiceCodes~CY2026 MagnitudeCardiovascular UseIn the model?
Transitional Care Management99495 · 99496~$200 / ~$280Every cardiac and post-procedure discharge from the two campuses this group works inNo — upside
RPM setup99453~$20Device setup and patient education; requires qualifying data daysYes
RPM device supply99454 · 99445 (new)~$52/mo99454 covers 16–30 days of data; 99445 unlocks the 2–15-day post-discharge and post-procedure window at the same magnitudeYes
RPM treatment management99457 · 99470 (new) · 99458~$52 / ~$26 · ~$41 add'lMonthly review, titration and escalation; 99470 pays the first 10 minutes where the floor had been 20Yes
Principal Care Management99424 · 99425 · 99426 · 99427~$79 / ~$57 · ~$60 + ~$50 add'lA single high-risk cardiac condition expected to last ≥3 months; 99426–99427 are the clinical-staff workhorse codesYes

Magnitudes shown are national non-facility approximations. The value analysis below uses CY2026 rates auto-resolved by MAC carrier and locality for zip 20850 — MD • 12202-01 — not these national figures.
And the market context cuts the friendly way round here: these are fee-schedule figures, and in Montgomery County only 22.57% of Medicare eligibles sit in a plan where these code families are paid by contract rather than by the fee schedule. That is a footnote in this county, not a load-bearing condition — and it is the reason the modeled figures are close to the whole picture.

One Build, Every Lever

The same infrastructure — enrolment, devices, alert triage, escalation, documentation, billing capture — powers each thing the enterprise already cares about.

The standalone P&L, and it leads here
Recurring, subscription-like professional-fee revenue delivered at top-of-licence staffing, margin-positive before any value-based dollar. Modeled at $4,542,396 of net reimbursement and $1,927,693 net to the practice over 24 months — a 42.44% practice margin. It depends on no reconciliation, no shared-savings determination and no model selection.
The global-budget position
Approximately 199 avoided hospitalizations over 24 months, inside a payment environment where an avoided admission is cost the hospital keeps rather than revenue it forgoes. Because the same corporate parent owns the hospitals and this group, that value and the professional fee land on the same balance sheet — which is what makes this a single-entity return story rather than a negotiation between two.
The device and rhythm cohort
A pacemaker and defibrillator clinic, an arrhythmia clinic, and Holter, event and loop-recorder monitoring are already running. These patients are already conditioned to transmitted data and to a clinic that reviews it. Attaching physiologic monitoring and principal care management to a population with that habit is materially faster than building enrolment from a cold panel.
The anticoagulation clinic
A staffed, protocol-driven chronic-management clinic is the closest existing analogue to the care-management workflow. Scheduled non-visit touches under protocol are an established habit here, not a new concept — and the atrial fibrillation prevalence behind that clinic runs at 34.6% of the CY2024 panel.
Referral durability in a contested county
Montgomery County has 133 cardiology clinicians across four systems plus a closed staff-model plan. A monitored census with structured monthly reporting back to referring physicians is the cheapest referral-retention mechanism there is, and it is the one that keeps working when a competing system opens a closer office.
Procedural throughput
Remote post-procedure surveillance supports faster, safer discharge after ablation, device implant and catheterisation — all performed inside the same corporation's hospitals, and all inside a global budget where a bed-day saved is a bed-day the hospital keeps. Guideline-directed therapy titration between visits is the same mechanism applied to the heart-failure panel.
Record Integration

What Integration Delivers — and What Has To Be True First

On most accounts this section names a vendor and prices a connector. Not on this one. No electronic-health-record fingerprint and no patient-portal link of any kind appear anywhere on the group's public site, and because billing runs through the health system's physician-services entity, the operative record may be the enterprise platform rather than a practice-owned one. So this section describes what integration has to do, in terms that hold for any platform — and names the confirmation as the first task in discovery rather than guessing.

The platform is unconfirmed, and this page will not name one. A widely used commercial file reports an ambulatory platform for this account. It could not be corroborated: the group's public pages carry no portal login, no vendor branding, no patient-app link and no online scheduling, and telemedicine visits are requested by emailing a general inbox. Confirm the operative record — practice-owned or enterprise — before any integration is scoped, and confirm it on both the ambulatory and the inpatient side.
What integration delivers, whatever the platform is
  • One enrolment order, inside the chart Referral into the service line is a single order in the record the clinicians already use — not a separate system, a separate login, or a paper form. Enrolment status, programme and device are visible at the point of the next clinical decision.
  • A discharge trigger that starts the clock A process or feed that surfaces yesterday's inpatient discharges to the ambulatory care staff on the day they happen, so the two-business-day window starts automatically rather than by memory.
  • Readings and care plans written back Vitals, evidence of care and care plans returned into the chart on a monthly cadence, so the treating physician sees the monitored picture in the same place as everything else.
  • Billing capture generated, not assembled At a modeled 3,027 active enrolments the per-patient claim has to be produced by the billing engine rather than reconstructed by hand — that is the difference between a programme that bills what it delivers and one that quietly stops.
  • Roster and eligibility kept current Demographics, coverage and provider attribution flowing in, so the enrolled panel does not drift out of date against the practice-management system.
What has to be true — the discovery checklist
  • Which record is operative A practice-owned ambulatory platform, the enterprise platform, or both in different places. This determines everything else and is the first question.
  • What the interface surface is Whether the platform exposes a standards-based interface, a vendor interface programme, or neither — and what the enterprise's own integration governance requires before anything is connected.
  • Where the inpatient record sits and whether discharge information can reach the ambulatory care staff on the day of discharge. That is the one piece that usually has to be designed rather than configured.
  • Whether an enterprise remote-care programme already exists that this group sits inside, and whether an incumbent vendor holds a system-level contract. Neither was determinable from public sources.
  • Whether a record consolidation is planned Any migration in flight changes integration effort and sequencing — a discovery question, not a finding.
  • What the fallback is A programme can launch on a documented manual referral and reporting workflow while integration is scoped. Integration accelerates the service line; it is not a precondition for starting it.

Integration capabilities are CoachCare-provided. The value analysis on this page does not assume any particular integration depth.

The Clinical Twin of the Value Analysis

Clinical Governance & Escalation

The economics prove the service line pays. This proves it is safe and disciplined. Every reading a patient takes routes through one shared escalation engine with defined thresholds, defined trends, defined routing and a defined documentation standard — so the practice receives signal, not noise, and never carries surveillance liability it did not agree to.

One shared escalation engine

Both programmes in this service line — remote physiologic monitoring and principal care management — route through the same logic. The engine is programme-agnostic; the thresholds are set with the practice.

1

Critical value → escalate immediately

A reading at a critical threshold escalates regardless of whether the patient reports symptoms. There is no "wait and see" branch on a critical value, and no client preference can suppress it.

2

Out of range → retake, then symptom check

A non-critical out-of-range reading is worked rather than forwarded: confirm technique, retake, then run a structured symptom check. Most out-of-range readings resolve here — which is exactly why the clinic inbox stays clean.

3

Trend is defined objectively

An out-of-range trend is not a judgement call. It is three consecutive readings at least one hour apart for blood pressure or glucose, or three readings within seven days for heart rate. A confirmed trend escalates on the same footing as a threshold breach.

4

Unreachable is not a dead end

If the patient cannot be reached, the attempt is documented, a voicemail and callback request are left — and if the reading was critical or a confirmed trend, the escalation proceeds anyway. Silence never downgrades a clinical finding.

5

Every escalation is documented the same way

Six fields, every time, so the record is auditable and any event can be reconstructed end to end.

VitalFindingsMethodContactOutcomeFollow-up
The emergent pathway — non-negotiable
  • Triggers Chest pain · new shortness of breath · signs of stroke · syncope · worst-ever headache · sudden swelling. Any of these reported during an outreach call activates the emergent protocol immediately.
  • Action The call to 911 is placed with the patient still on the line — the outreach call is not ended and handed off.
  • If refused If the patient declines emergency services, they are routed to the clinic and the refusal is documented; if the situation warrants it, CoachCare activates 911 regardless.
  • The guarantee CoachCare's urgent and emergent policy supersedes any client-specific escalation preference. A practice can shape routing for everything else. It cannot lower the floor on an emergency.
Three-way routing — so the practice sees signal, not noise
  • Emergency Emergent symptoms or a critical value with clinical instability → 911, with the practice notified.
  • Non-critical A confirmed out-of-range reading or trend without emergent features → routed to the defined practice contact named in the escalation matrix, within the agreed window.
  • Stable / resolved Worked, retaken, resolved, patient asymptomatic → documented as an FYI in the record, not pushed as an alert. This is the branch that determines whether the programme is sustainable in a group that already runs a device clinic and three modes of rhythm monitoring.
  • Named, not assumed The routing matrix — who receives what, in what window, and who covers after hours — is agreed with the practice before the first patient enrols, not improvised afterward.

The post-discharge three-touch cadence

Triggered automatically by any emergency-room visit or hospitalisation reported in the last 60 days. This is the readmission-prevention spine — the mechanism behind the 199 hospitalizations avoided in the forecast below — and in a global-budget state each one of those is cost the same corporation keeps.

Touch 1 · Day 1–2

Stabilise

Confirm the patient is home and safe, reconcile discharge medications against what is actually in the house, verify follow-up appointments exist, and confirm the monitoring device is set up and transmitting. Clinical alerts documented and escalated per the engine above.

Touch 2 · Day 5–8

Detect

The window where post-discharge decompensation typically declares itself. Symptom review, weight and blood-pressure trend review against the readings already flowing in, adherence check, and escalation on any confirmed threshold or trend.

Touch 3 · Day 12–14

Secure

Confirm the follow-up visit happened, close open issues, verify the patient understands the escalation path, and hand the patient into the longitudinal monitoring panel so the 30-day window closes with continuity rather than a cliff.

Continuity and discharge governance

Patients do not silently fall out of the programme, and the practice is notified at every decision point.

A

Unreachable → escalate on a fixed cadence

A patient who stops responding is escalated to the practice first, then re-escalated every 30 days — not quietly dropped and not left accruing.

B

A hard backstop

If no instruction is received from the practice, discharge proceeds at 180 days. The clinic is notified in every case, and discharges generally process in the first week of the following month.

C

The practice always decides

Clinical discharge criteria, escalation thresholds and routing are the practice's to set. CoachCare executes them consistently and documents the execution — it does not overrule clinical judgement, with the single exception of the emergent floor above.

D

Auditable by design

Because every escalation carries the same six documented fields, any episode can be reconstructed end to end — which is what a conversation about readmission performance in a rate-regulated environment actually requires.

Configured with the practice. Escalation thresholds, the routing matrix and the discharge criteria are configured with the group's physicians during protocol design — the logic above is the standard operating floor.
CoachCare Value Analysis · Modeled for Cardiac Associates

The Value Analysis

A 24-month forecast for a two-programme service line — remote physiologic monitoring and principal care management — across three offices, 15 referring providers, one CoachCare-funded on-site enrolment specialist, and CY2026 rates auto-resolved for MAC locality MD • 12202-01. Transitional care management revenue, avoided-admission value, referral durability and procedural throughput are not in these numbers. Neither is any Medicare Advantage volume. They are upside on top.

Enrolled Services Under Active Management

Monthly active enrolment by programme · physician referrals (8 per provider per month across 15 providers at 80% acceptance) plus one on-site enrolment specialist at 80 per month and a small telephonic stream, net of a 1.5% monthly discharge rate. RPM reaches its enrolment ceiling of 2,068 in month 20 and holds there. PCM stands at 959 against a ceiling of 2,009 at month 24 — limited by enrolment pace rather than by eligibility.

Monthly Economics — Net Reimbursement, Fees, Practice Margin

Net reimbursement after a 5% realization discount for payer mix and collection. Month 1 runs a $3,683 deficit on implementation; the programme turns margin-positive in month 2 and stays there.

24-Month Net Reimbursement Mix

$4.54M total across the two-programme stack. RPM is the ceiling-pinned engine — it saturates in month 20; PCM is the longitudinal chronic layer that is still climbing at month 24.

The Financial Summary

LineYear 1Year 224-Month
RPM net reimbursement$861,178$2,476,849$3,338,027
PCM net reimbursement$291,329$913,039$1,204,369
Total net reimbursement$1,152,508$3,389,888$4,542,396
CoachCare fees$669,286$1,945,417$2,614,703
Practice net (after fees)$483,222$1,444,471$1,927,693
Practice margin41.93%42.61%42.44%
Includes one on-site enrolment specialist staffed at CoachCare's expense — embedded value already reflected in the fees above, never a deduction from practice margin.

Month-1 practice profit is −$3,683; the first profitable month is month 2. Fee-for-service only. The full model is available as a companion workbook.

74,234

Billed Claims / Units

Recurring, subscription-like professional-fee volume over 24 months — on top of the existing procedural, device and imaging book, not instead of it. At this volume the claim has to be generated by the billing engine, not assembled by hand.

314,024

Physiologic Readings

A continuous clinical picture of the heart-failure, hypertension and rhythm panels between visits — the physiologic twin of the transmitted data this group's device and rhythm clinics already review every week.

~199

Hospitalizations Avoided

In a global-budget state, that is capacity and cost the hospital keeps rather than revenue it forgoes — and it lands inside the same corporation that books the professional fee.

16.2

FTE-Equivalent Absorbed

33,751 care-team hours of monitoring, outreach, escalation and documentation carried by the service line rather than by the group's own staff.

Every figure in this section is priced at fee-for-service rates for MAC locality MD • 12202-01.

Test the Assumptions Yourself

Scenario Explorer

Every input below is an assumption, and every assumption is arguable. Move them and the 24-month forecast recomputes live. At the modeled settings this engine reproduces the companion Value Analysis workbook exactly — so any disagreement you have with the output is really a disagreement with an input, which is a much more productive conversation.

Build Your Own Forecast

Defaults are the modeled scenario. Enrolment ceilings are recomputed as panel × eligibility × conversion, with the eligible count rounded to whole patients exactly as the workbook does; RPM eligibility is 75% of the in-scope panel and PCM 85%.
24-mo net reimbursement
$4.54M
24-mo practice margin
$1.93M
Margin %
42.4%
Enrolled services at M24
3,027
Hospitalizations avoided
~199

"Enrolled services" counts active programme enrolments; a patient enrolled in both programmes counts twice. At month 24 the model's 3,027 enrolled services correspond to 2,356 unique patients once dual enrolment is deduplicated. All outputs are fee-for-service.

Implementation

Chartered in 30 Days.
Piloting by Day 90.

CoachCare operates the engine — enrolment outreach, device logistics, 24/7 monitoring, escalation and billing-ready documentation — while the group's physicians govern the protocols and make every clinical decision. Full-service delivery means launch requires no new headcount on the group's side, and the on-site enrolment specialist in the model is funded by CoachCare.

0–30 Days

Charter and Resolve Three Facts

Name the service-line owner, the P&L and the scorecard, and confirm where the decision sits — the group, the medical group, or enterprise population health. Then resolve the three facts that govern the model: the site-of-service status of all three offices (freestanding or provider-based), which record is operative, and whether an enterprise remote-care programme already exists. Confirm the billing configuration for MAC locality MD • 12202-01 and agree the escalation matrix and discharge criteria.

31–90 Days

Pilot Two Anchor Cohorts

First, the device and rhythm-monitoring population — already conditioned to transmitted data and to a clinic that reviews it. Second, post-discharge cardiac patients on the three-touch cadence with short-window remote monitoring placed at discharge. Stand up the discharge trigger in parallel; it is the piece that has to be designed rather than configured. Validate the panel estimate against the group's own chart counts in the same window.

91–180 Days

Scale Across Rockville, Germantown and White Oak

All three offices enrolling, with the heart-failure and resistant-hypertension panels sequenced first because they carry the largest avoided-admission value. Monthly scorecard — census, capture rate, revenue per patient-month, escalation volume, readmission signal against an unenrolled comparison panel — reporting to service-line governance from month one rather than being asserted later.

181–365 Days

Enter 2027 With a Performance-Year Record

A documented post-discharge performance record inside the state's first performance year rather than after it, a readmission signal to put in front of the hospital side of the same corporation, and a standing programme rather than a plan when the CY2027 fee schedule lands.

About CoachCare

The Experience to Get It Right

The service line described on this page runs on infrastructure already proven at national scale.

500,000+

Patients Managed

Over 400 conditions managed for more than 500,000 patients.

10,000+

Clinicians on the Platform

Providers running remote care programmes on CoachCare today.

1,000+

Programmes Implemented

Remote care programmes implemented for provider organisations.

5M+

Claims Generated

Care-plan coding and billing that has produced over five million claims.

100M+

Data at Scale

Over 100 million vitals recorded and more than four million care actions.

Policy Watch · CMS-1848-P

2027 Proposed Rule Insights

CMS's CY2027 Physician Fee Schedule proposed rule, published July 16, 2026, proposes to reprice remote physiologic monitoring. Here is what it reaches, what it leaves alone, and how the operating model behind this service line absorbs it.

1

The Proposal Is Confined to RPM

CMS's remote-monitoring proposals sit in one code family: RPM. CCM, PCM, and TCM are not part of them. That distinction lands directly on this forecast — PCM carries $1,204,369 of the modeled $4,542,396 in 24-month net reimbursement, and the TCM touch at discharge is outside the proposal entirely. Neither is in scope.

2

CoachCare Is Building the Contingencies Now

The delivery model has more than one shape, and CoachCare is preparing each so the service line's economics hold wherever the rule settles. One unbundles the program into its parts — SaaS platform, device logistics, and program enablement — priced as components. Another engages CoachCare to run the staffing itself, an MSO-style arrangement in which the practice owns the clinical program and the billing while CoachCare carries the labor model. Neither requires re-architecting the service line described on this page.

3

ACCESS Moves Remote Care to Risk-Based PMPM

Alongside the fee schedule, CMS's ACCESS Model pays remote care as a risk-based per-member-per-month arrangement rather than per code: recurring per-beneficiary payments, half of each one withheld and reconciled against outcome attainment. Cardiometabolic care is among its four clinical tracks. What earns under that structure — controlled pressures, titrated therapy, decompensations caught early — is what this service line is built to produce.

What the Proposal Actually Takes Off This Forecast

This forecast repriced code by code at CMS's CY2027 proposed values, at this practice's own MAC locality rather than national averages. Same enrollment, same phasing plan — only the rates move.

−20.6%
The headline per-code cut — device supply (99454 / 99445), the code the proposal reprices hardest.
−9.1%
The RPM patient-year, because device supply is only 32% of it — the management codes barely move.
−6.7%
The whole service line, because PCM carries 26.5% of the forecast and is not in scope.
RPM alone — the only code family in scope$3,338,027 over 24 months
−$302,713
−9.1% of RPM
The whole service line — RPM + PCM$4,542,396 over 24 months
−$305,618
−6.7% of the whole

Both bars run on the same dollar scale, so the red slice is nearly the same width in each — the same dollars, measured against a larger base. The empty track on the top bar is the care-management revenue RPM alone does not include.

RPM, retained at CY2027 proposed rates The proposed reduction PCM — not in scope

Repriced at this locality's own geographic adjusters. The RPM reductions fall almost entirely on practice expense, so the untouched work component carries more weight in some localities than others; the same repricing at national rates would be −8.8% on RPM. Of the $305,618, RPM accounts for $302,713 and the care-management arm for $2,905.

Where the Proposal Lands, Code Family by Code Family

CY2026 versus CMS's published CY2027 proposed values, shown at national non-facility amounts so they can be read against CMS's own tables. This practice's locality-adjusted amounts differ; the repricing above uses the local figures.

Code familyWhat CMS proposedCY2026CY2027 proposedChange
In scope — remote physiologic monitoring
99454 / 99445 · device supplyPractice expense recrosswalked$52.11$41.38−21%
99457 · management, first 20 minDirect practice expense removed$51.77$49.59−4%
99458 · management, each addl 20 minDirect practice expense removed$41.42$40.39−2%
99453 · setup and patient educationCrosswalked; one-time per patient$21.71$20.03−8%
Not in scope — the codes the proposal does not reach
99424–99427 · PCMNo structural change proposed$67.80$67.00−1%
99495 / 99496 · TCMNot addressed by the proposalOutside the remote-monitoring provisions entirely

National non-facility amounts; CY2027 values are CMS's own published proposals in Addendum B of CMS-1848-P. The care-management rows show the lead code in each family; every code in those families moves within about 4% in either direction, which is ordinary annual movement rather than a repricing. The RPM reductions are also phased — section 1848(c)(7) of the Act caps any one code's total-RVU reduction at 19% in a single year, and CMS publishes the affected codes, so CY2027 is a single-digit year for a typical program and the remainder arrives no earlier than CY2028.

None of this is final. CMS-1848-P is a proposed rule. Comments are due September 14, 2026, the final rule is expected in early November, and it takes effect January 1, 2027. CoachCare is leading the advocacy — filing comments, putting the device cost and pricing evidence in front of CMS that the rule itself states the agency does not have, and helping practices file their own. This practice gets the final rates, and the model rerun against them, the week they publish.